As a hypothetical, what would my life be like if I was more average and spent most of my income instead of what I do now? This leaves me with about another thousand dollars to spend each month. How much of this would be broken down in consumer durables and more on going expenses.
Maybe I'd take up driving, $300-$400 a month (car, insurance, maintenance, fuel, parking) it's a stab in the dark guess
or living in a nicer place, ~$200/month
Film photography ~$40/month
Eating out a bit more $100
The Odd Movie $20
snacks $40
That leaves about $200-$300 for replacing durable goods. Most of it disappeared in a few large categories. Maybe I'm just not being imaginative enough. I'm sure my place would look a lot different. Maybe it would actually be an unshared space, though that would have to cost more than $200 more a month. Well, maybe I could find a basement suite.
I don't think it'll make me any happier though. I'm facing the larger purpose of life issues and the biggest deficiency in my life isn't material, it's sleep.
Saturday, October 30, 2010
Friday, October 29, 2010
Waterloo info session
So it turns out that one of the schools that I want to go to is holding an information session and it is also within comfortable walking distance to my place.. How convenient isn't it? I'm looking forward to this and hopefully getting some of my questions answered. It's disappointing that the website says that I'll only be considered if there is room left after considering all the other candidates. Though does that mean before or after people accept the offer of admission. It is generally recommended that people apply to several schools. Several of those offers get turned down. How they allocate that pool of spots is of interest to me. I need some honest information about my chances of getting back into school for what I want.
Monday, October 25, 2010
Growing Job Disastisfaction
I'm starting to get increasingly dissatisfied with my job to the point where if I'm late, I get very tempted to just turn around and go back home. I'm constantly tired and sore and feeling rather unfulfilled. I don't know how others feel about the concept of easy money, but showing up, going through the motions and getting paid is getting old for me. I don't feel like I've accomplished anything at the end of the day.
Somehow, a year ago, I never thought that I'd be seeking income from the sort of small time self employment sources, but I'm seriously considering it now so that I can feel that I've done something to deserve something.
On another note, I should really get something pinned down for what comes next in my life and when that is. I was wanting to go back to school, though now that I'm told that I'll be at the end of the list of candidates. I'm not sure I want to count on that happening.
Somehow, a year ago, I never thought that I'd be seeking income from the sort of small time self employment sources, but I'm seriously considering it now so that I can feel that I've done something to deserve something.
On another note, I should really get something pinned down for what comes next in my life and when that is. I was wanting to go back to school, though now that I'm told that I'll be at the end of the list of candidates. I'm not sure I want to count on that happening.
Friday, October 22, 2010
Very Bad Sign
After a week of working, I slept an extra four hours on the first day of my weekend. Didn't know my sleeping pattern was that bad. I've really got to do something about that.
Labels:
health,
Little things in life,
mundane life,
worries
Wednesday, October 20, 2010
Outcast
I'm feeling like an outcast. Defying the norm does kind of distance you from people. Reading some other blogs right now talking about emergency funds and trying to control spending. I don't have an emergency fund and can justify my not having one. I have enough in investments to cover a good portion of my expenses and usually have enough cash on hand to not have to worry about jobloss. Also there's a stunning lack of high end stuff in my life. Most of what I have is fairly basic, granted I have a lot of things that other people don't. A blog for one, a computer, a camera, granted not high-end ones. I'm contemplating a digital SLR though. For now my high end luxury item is my fork. There is just about enough metal in that fork to make a regular quality knife-fork-spoon place setting. The things that actually affect my livelihood though are few.
Also, trying to control spending... I don't have trouble with that. Stuff was just simply hard to replace and I've had to learn that I don't need to stress over little things, I can simply replace them.
So, do I comment on those blog posts, or do I come across as bragging?
Also, trying to control spending... I don't have trouble with that. Stuff was just simply hard to replace and I've had to learn that I don't need to stress over little things, I can simply replace them.
So, do I comment on those blog posts, or do I come across as bragging?
Monday, October 11, 2010
Setting Big Goals
I'm at a point in my life where I'm looking for something to strive toward. Been going through several personal finance blogs lately now that I'm getting back in the swing of things. I've seen the goal of becoming a millionaire pop up more than a few times. To me though, those are numbers on a page. I have a small list of things that I value that I wrote in a note book a few years ago.
-Protecting friends
-Spreading positive influence
-Honesty
-Knowledge
-Defending beliefs
-Environment
-Rights
-Fairness
-Adventure
I'm surprised justice didn't make the list. I've always been the one to document and report crimes that I see and return lost property. Maybe it's time to revise my list a bit.
That aside, I'd like to go on a big adventure every now and then. Addressing the other things on my list, I'm tempted to set another big goal. The one that's been floating my mind is to give a dollar to charity for every dollar I have to work for. It's a rather lofty goal considering that I also have to live and pay taxes. Realistically though saving up over 30 years might generate enough investment income to pull this off. This really is one of those lunatic chases and I'm not sure I want to commit to this, but why strive for the things you know you can do when you can explore new possibilities of potential? I suppose I'll start keeping a tally and revisit this idea every now and then.
-Protecting friends
-Spreading positive influence
-Honesty
-Knowledge
-Defending beliefs
-Environment
-Rights
-Fairness
-Adventure
I'm surprised justice didn't make the list. I've always been the one to document and report crimes that I see and return lost property. Maybe it's time to revise my list a bit.
That aside, I'd like to go on a big adventure every now and then. Addressing the other things on my list, I'm tempted to set another big goal. The one that's been floating my mind is to give a dollar to charity for every dollar I have to work for. It's a rather lofty goal considering that I also have to live and pay taxes. Realistically though saving up over 30 years might generate enough investment income to pull this off. This really is one of those lunatic chases and I'm not sure I want to commit to this, but why strive for the things you know you can do when you can explore new possibilities of potential? I suppose I'll start keeping a tally and revisit this idea every now and then.
Sunday, October 10, 2010
Money vs Happiness
I'm listening to a very fascinating discussion right now on money vs happiness? Would you give up money to get happiness? These are definitely not mutually exclusive by any stretch of the imagination and someone raised an interesting point that I'd love to share with the world. You can only ask this question if you have money to start with. People in the lower or middle class never discuss how much better life would be if they only had less money.
This question is really more a release from obligations and a rebalancing of life. I'm over due for one. Where to from here though?
This question is really more a release from obligations and a rebalancing of life. I'm over due for one. Where to from here though?
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