Financial Literacy

There's something that really bothers me about financial literacy. People can't seem to distinguish between debt and deficit. Debt is money that's owed to someone else. Deficit is the amount of shortfall you have in your budget. Far too often, I see these terms used interchangeably. It annoys me.
Another thing that bugs me is the misuse of the term barter. To quote wikipedia, "A Trade Exchange or Barter is a type of trade in which goods or services are directly exchanged for other goods and/or services, without the use of money." If you're looking for a term referring to negotiating prices, the word you want is haggle.
Well, there's two pet peeves of mine.